Varo Money
Varo Money Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Varo Money has a 1.7 star rating from 875 reviews; 14% would likely recommend. Consumers report dissatisfaction, frequent customer complaints, requests for refund, and concerns about fraud banking and reliability.
Key Takeaways for Future Customers
- Varo Money reviews note the app is online and easy with early payday and no fees.
- Be prepared for limited live support and potential account or login interruptions.
Negative Feedback / Risk Areas
- Repeated login and access problems and suspended accounts.
- Poor customer service availability, dispute handling, refund delays, and fraud reports.
- Mobile deposit limits and account closures causing lost funds.
Positive Feedback
Users praise easy online setup, early payday access, and no-fee features.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Varo Money has a 1.7 star rating from 875 reviews; 14% would likely recommend. Consumers report dissatisfaction, frequent customer complaints, requests for refund, and concerns about fraud banking and reliability.
Key Takeaways for Future Customers
- Varo Money reviews note the app is online and easy with early payday and no fees.
- Be prepared for limited live support and potential account or login interruptions.
Negative Feedback / Risk Areas
- Repeated login and access problems and suspended accounts.
- Poor customer service availability, dispute handling, refund delays, and fraud reports.
- Mobile deposit limits and account closures causing lost funds.
Positive Feedback
Users praise easy online setup, early payday access, and no-fee features.
Media from reviews





Cannot log in or change password PISSED
I cannot log into my account or change my password. Every time I try to change my password and send a code to my number, I put in the code, and it says, 'Sorry, contact support.' Please help!
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerResolved: Canceled account after only 24 hours for no reason
- Account canceled after 24 hours with no explanation.
- Email gave no reasons.
- Shared SSN, addresses, and other financial details.
Company fixed the issue and I have been provided with full refund. Varo sent me a bank check for the amount they owed me.
Don't even attempt to open a bank account with this company. They lie with promises of a high APR checking account, get your personal information i.e. SS number, address, linked bank accounts, and after making a large initial deposit, they cancel the account almost immediately with no reason given.
In my opinion, Varo is a scam bank designed to grab your personal info and kick you to the curb. STAY AWAY.
Have not yet heard back from Varo but it has only been a few days since pissedconsumer.com alerted me that Varo has read my review. I have never taken a company to small claims court or filed a police report against a company but am seriously considering it if Varo does not either contact me through the contact links they already have on file, or return my $1000.00 immediately. I stand by my original assessment of Varo as being a fraud company.
In the 24 hours that I had the account I initiated money transfers from banks and updated the new bank account with my various other accounts in order to link them all together. I feel like an idiot now that I have given Varo all the legal information such as SS number, addresses, and my other financial institutions personal information. I opened this account solely for the purpose of the high interest paid that Varo purportedly offered, nearly 4% annually. I feel as though I was suckered into creating this account by Varo for what reason I do not know.
Maybe they allowed me to create the account just to get my personal information like addresses and phone numbers so that they can now sell to other unscrupulous identities? I should have listened to that little voice in my head that told me if it sounds too good to be true it probably isn't.
- Purported high apr
- Cancels accounts without explanation
Preferred solution: Apology
User's recommendation: Stay away from these fraudsters.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerMy 3 yrs bank account closed for reason
- Account closed without notice.
- Locked out of the Varo app.
- Loyal 3+ years; used for direct deposits and paying bills.
- I describe the bank as inhumane.
My bank account has suddenly and without notice been closed! No explanation.
And I'm locked out of Varo Bank's app. For 3+ years I have been a loyal customer. I've utilized this virtual bank for my direct deposits and paying bills for nothing.
I also subscribed to Varo "Believe" to improve my credit yet my credit did not improve 1 point. Do not bank with these inhumane idiots.
- Virtual check deposit
- Varo app is the only access to account i formationn
- Account is closed with no notice
Preferred solution: My account to remain open
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerMOBILE DEPOSIT
- Mobile deposit limits and unclear guidance caused denials.
- I was told to write 'for mobile deposit at Varo', which blocks transfers.
This ban is bull *** they put limits on mobile deposit and the instructions are BS because they didn't tell you what to do, but after a mobile deposit is submitted, they deny it and say write 'for mobile deposit at Varo' and now I can't deposit this check to my other bank because of what is written on the bank and the other bank will not accept it even if I cross it out and initial it. I've been with this bank for almost 5 years but now, I didn't think so, plus their customer support in the chat are people in [GEOGRAPHIC_DATA] country and phone too.
- Customer service is not very helpful
- Better customer serive that listens
Preferred solution: The limitment on Mobile Deposit should be remove and better instructions on the mobile deposit
User's recommendation: Remove the limit
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Varo Money - Review in Banks category from Fort Worth, Texas
Trying to figure out how to borrow some money from Vero. They say if I open up an account, I could borrow some money. So I'm trying to figure it out.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Get my refund check from varo bank it's been 2yr or 3 not sure
- Varo Bank closed my account with a $1,223 balance.
- A check was mailed to an address I don't live at.
- Update my email to richardfavella24@***.com.
Varo Bank closed my account. I had a balance on my account for $1,223.
I haven't received my check because y'all sent it to another address that I don't even live at. I don't know how y'all got that mailing address. My address is 134 Cheyenne, Apartment 3, San Antonio, TX, zip code 78207. I don't remember my email address on file.
Can y'all please update it? My new email address is richardfavella24@***.com. Thank you very much.
Any questions, call me at my phone number (210) 610-****. Richard Favella.
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I am trying to file a dispute. I call...
I am trying to file a dispute. I call the number and I never get that option!
This is urgent. There is never anyone managing the live queue.
What the heck is going on? Someone has illegally taken money out of my account.
- Easy most of the time
- You can never reach anyone by phone
Preferred solution: I want them to reverse a charge
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Talk to someone
I need to talk to a live person. I am new; I just signed up, trying to borrow money, and it keeps going to the automatic system and not letting me talk to a live customer to speak to someone about what is going on.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Login issues
Cannot login to my account I would like to have the issue resolved my card ends in 4855 my name is Chrisgopher [PERSON_NAME]
I need help logging in or resetting my password
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |To borrow money
I want to speak to live customer service representatives. I am new; I just signed up today and am trying to borrow money.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCan’t get into Apple on phone and my card is locked
Trying to unlock my card but app is not working and cant get money off card to pay a bill that needs to be paid
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerNeed to update number and lost card
- I changed my phone number and lost my debit card; verification codes go to the old number.
- Emails say to log in and chat; phone asks for last 4 digits.
Varo makes no sense. I changed my number and lost my debit card, so when I try to log in, I get a verification code sent to my old number.
I sent them various emails, and their reply was to log in and contact them via chat. How asinine is that? How can I log in if I don't get the verification code? Then when you call, the system wants the last 4 digits of the card number.
OMG! I'm attaching a screenshot of our email interaction.
Preferred solution: Access to my account
User's recommendation: Get a live agent or offer another method to receive the code like an email address!
Varo has had me trying 8 times now to start an account
Varo sucks. Tried to start account with a referral and have tried 7 times.
Being stopped at some point every time, til I got to the email verification today, but the email said my email is already associated with an account or application.
I now can't get a customer service rep by the support form or with a phone number. This is ridiculous.
- Everything from application to verification to customer support for errors in the process every time and then no way of getting ahold of anyone else to find out what is going on this deserves a bonus for the hours i have spent trying to just start and acc
User's recommendation: Don't even bother. I was using a referral that would have gotten each of us $150. And I needed a new bank I guess the bank for all of us or whatever is just a sham.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Technical issues
I'm trying to transfer money from my account at *** to my account at *** and I can't seem to get it done why
Money being released
I haven't had a good experience with varo customer service
So a payment was taken from my PayPal for $150 to some company I never heard of, and I got them to refund it, but y'all haven't released it. This has been going on for about 6 months, and they are about to close my PayPal because of my negative balance.
Preferred solution: Full refund
Horrible robot bank cant get answers have to pay $5 for chat
allow humans for customer service some questions are not addressed by AI not for those who are not tech savvy total waste of my time when asked for details of purchases got a bunch of gibberish then message that phone service not avaluble tried app with no luck
User's recommendation: dont waste ur time unless u r up with latest AI communication and never have issues
Companies Similar to Varo Money
Thank You for Your Reply! We are processing your message.
Your comment is successfully posted.

